Terms of Use
Last Updated: June 22, 2025
These Terms of Use govern your access to and use of the Cyjyjii platform, available at cyjyjii.com, including all associated content, courses, features, and services. By accessing or using the platform, you confirm that you have read, understood, and agree to be bound by these terms. If you do not agree, you must not use the platform.
1. Definitions
Throughout these Terms of Use, the following terms carry the meanings described below.
| Term | Meaning |
|---|---|
| Platform | The Cyjyjii website, web application, and all related services accessible at cyjyjii.com |
| We / Us / Our | Cyjyjii, the operator of the platform |
| You / User | Any individual or entity accessing or using the platform |
| Content | All text, video, audio, graphics, course materials, and other materials available on the platform |
| Account | A registered user profile created to access platform features |
2. Eligibility
You must be at least 16 years of age to use this platform. By using the platform, you represent and warrant that you meet this age requirement and that you have the legal capacity to enter into a binding agreement under applicable law. If you are using the platform on behalf of an organisation, you represent that you have authority to bind that organisation to these terms.
3. Account Registration
3.1 Creating an Account
Certain features of the platform require you to register for an account. When registering, you agree to provide accurate, current, and complete information. You are responsible for maintaining the accuracy of your account details and for updating them as necessary.
3.2 Account Security
You are solely responsible for maintaining the confidentiality of your login credentials. You agree not to share your password with any third party. You must notify us immediately at contact@cyjyjii.com if you suspect any unauthorised access to your account. We are not liable for any loss or damage arising from your failure to protect your credentials.
3.3 Account Termination
We reserve the right to suspend or terminate your account at any time if we have reasonable grounds to believe you have violated these terms, engaged in fraudulent activity, or used the platform in a manner harmful to others or to the integrity of the service.
4. Permitted Use
You may use the platform solely for lawful, personal, and non-commercial educational purposes, unless a separate written agreement with us expressly permits otherwise. You agree not to:
a) Copy, reproduce, distribute, or publicly display any platform content without our prior written consent
b) Reverse engineer, decompile, or attempt to extract the source code of any part of the platform
c) Use automated tools, bots, scrapers, or scripts to access, collect, or index platform content
d) Circumvent, disable, or interfere with any security or access control features
e) Upload or transmit any malicious code, viruses, or harmful data
f) Impersonate any person, entity, or Cyjyjii itself
g) Use the platform in any way that could damage, overburden, or impair its infrastructure
h) Resell, sublicense, or commercially exploit any course content or platform features
5. Intellectual Property
5.1 Our Content
All content on the platform, including but not limited to course materials, lesson text, video recordings, graphics, logos, and interface design, is the exclusive property of Cyjyjii or its licensed content providers. This content is protected by applicable intellectual property law. No content may be reproduced, modified, or distributed without express written permission.
5.2 Limited Licence
Subject to your compliance with these terms, we grant you a limited, non-exclusive, non-transferable, revocable licence to access and use the platform content for your own personal learning purposes. This licence does not include any right to resell, sublicense, publicly perform, or create derivative works from any content.
5.3 Your Submissions
If you submit any content to the platform, including comments, feedback, or responses to course activities, you grant us a non-exclusive, royalty-free, worldwide licence to use, store, and display that content in connection with the operation of the platform. You retain ownership of any content you submit and represent that you have the right to grant this licence.
6. Payments and Enrolment
6.1 Fees
Certain courses or features may require payment. All applicable fees will be displayed clearly before purchase. By completing a purchase, you authorise us to charge the stated amount using the payment method you provide.
6.2 Refunds
Refund eligibility is determined by the specific terms associated with each course or product at the time of purchase. Unless otherwise stated, refund requests must be submitted within 14 days of purchase and before significant course progress has been made. We reserve the right to assess refund requests on a case-by-case basis.
6.3 Pricing Changes
We reserve the right to adjust pricing at any time. Any price changes will not affect purchases already completed prior to the effective date of the change.
7. Third-Party Services and Links
The platform may contain links to or integrations with third-party websites, tools, or services. These are provided for convenience only. We do not endorse, control, or assume responsibility for the content, privacy practices, or terms of any third-party service. Your use of third-party services is governed solely by their respective terms and policies.
8. Disclaimers
8.1 Educational Purpose
All content provided on the platform is intended for general educational purposes relating to cash flow management and related topics. Nothing on the platform constitutes professional financial, legal, accounting, or investment advice. You should seek qualified professional guidance before making any financial decisions.
8.2 No Warranty
The platform and all content are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied. We do not warrant that the platform will be uninterrupted, error-free, or free from harmful components. We make no guarantee regarding the accuracy, completeness, or suitability of any content for any particular purpose.
9. Limitation of Liability
To the fullest extent permitted by applicable law, Cyjyjii and its officers, employees, contractors, and affiliates shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from your use of or inability to use the platform, even if we have been advised of the possibility of such damages.
Our total aggregate liability to you for any claim arising under or in connection with these terms shall not exceed the total amount you paid to us in the twelve months preceding the event giving rise to the claim, or €100, whichever is greater.
10. Privacy
Your use of the platform is also governed by our Privacy Policy, which is incorporated into these Terms of Use by reference. By using the platform, you consent to the collection and use of your information as described in the Privacy Policy. We encourage you to review it carefully.
11. Modifications to These Terms
We reserve the right to update or modify these Terms of Use at any time. When we make material changes, we will update the "Last Updated" date at the top of this page and, where appropriate, notify registered users by email or through an in-platform notice. Your continued use of the platform after any changes take effect constitutes your acceptance of the revised terms. If you do not agree to the updated terms, you must stop using the platform.
12. Suspension and Termination
We may suspend or terminate your access to the platform at our discretion, with or without notice, for conduct that we determine violates these terms, is harmful to other users, or is otherwise inappropriate. Upon termination, your right to access the platform ceases immediately. Provisions of these terms that by their nature should survive termination will continue to apply.
13. Governing Framework
These Terms of Use are intended to be interpreted in a manner consistent with general principles of fairness and good faith. Any dispute arising in connection with these terms that cannot be resolved informally will be subject to the dispute resolution process outlined in our standard engagement terms provided at the time of enrolment.
14. Severability
If any provision of these terms is found to be invalid, unlawful, or unenforceable, that provision will be modified to the minimum extent necessary to make it enforceable, or severed if modification is not possible. The remaining provisions will continue in full force and effect.
15. Entire Agreement
These Terms of Use, together with the Privacy Policy and any additional terms applicable to specific courses or features, constitute the entire agreement between you and Cyjyjii regarding your use of the platform. They supersede all prior agreements, representations, or understandings relating to the same subject matter.
16. Contact
If you have any questions about these Terms of Use or need to raise a concern, please contact us using the details below.
Cyjyjii
Tolan St, Carrowcushlaun West, Ballina, Co. Mayo, F26 Y4E2, Ireland
Email: contact@cyjyjii.com
Phone: +353 87 256 1074
Website: cyjyjii.com