Where money stops being a mystery
Most businesses don't fail because they're unprofitable — they fail because cash runs out at the wrong moment. This program gives you a structured way to see, plan, and manage cash movement in your business, whether you're a solo operator or managing a team of people.
Six modules, one clear thread
Each module builds on the last. You start with how cash actually moves through a business, then work through forecasting, gap analysis, credit management, and contingency planning. By the end, you'll have a working cash flow model built around your own numbers.
Cash vs. profit — what the numbers actually show
Profit on paper doesn't pay your suppliers. This module walks through why a business can show a healthy margin while still running short on cash, using real invoice timing examples and payment cycle scenarios.
Reading your cash flow statement without guesswork
Operating, investing, and financing activities each tell a different story. You'll learn to read a cash flow statement the way an accountant would, and understand what each section signals about the health of a business.
Building a 13-week rolling forecast
A 13-week rolling forecast is the most practical tool for managing short-term cash. This module covers how to build one in a spreadsheet, what assumptions to make, and how to update it without it becoming a chore.
Spotting gaps before they become emergencies
Most cash shortfalls are visible weeks in advance if you know where to look. This module teaches gap identification techniques — including scenario modelling with slow-paying clients and unexpected cost spikes.
Credit terms, collections, and the timing problem
Payment terms are a negotiation, not a formality. You'll work through how to structure credit terms with customers and suppliers so that outflows don't consistently arrive before inflows — a common trap in service businesses.
Reserves, buffers, and what to do when things go wrong
This module covers how to think about cash reserves realistically — not as a fixed percentage rule, but as a function of your specific business cycle. You'll also work through a decision framework for when to draw on credit lines.
What changes after you finish
Completing this program won't hand you a formula for success — cash flow management requires ongoing attention and depends heavily on your specific business context. What it will give you is a clearer picture of where your money goes, and a set of tools you can actually use week to week.
Forecasting confidence
You'll be able to build and maintain a rolling cash forecast without relying on an accountant to interpret it for you.
Earlier warning signals
Cash gaps that used to appear as surprises become visible weeks ahead, giving you time to act rather than react.
Sharper payment terms
Knowing how timing affects your position makes it easier to negotiate credit terms that actually fit your cash cycle.
A working model, not theory
You'll leave with a spreadsheet-based cash flow model built around your own business figures, not a generic template.
Ready to start the program?
The program is available fully online, so it doesn't matter whether you're based in Ballina, Galway, or anywhere else in Ireland. You set the pace. The material stays available throughout, and you can revisit any module as your business situation changes. Reach out to us at contact@cyjyjii.com or call +353 87 256 1074 if you have questions before signing up.
Get in touch to enrol